:root{--navy:#082a55;--navy2:#052a57;--blue:#0c63d6;--green:#39b52b;--ink:#0c2850;--muted:#526579;--line:#dfe8f1;--bg:#f7fbff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.45}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}
.container{width:min(1440px,calc(100% - 48px));margin:auto}
.site-header{height:74px;background:#fff;border-bottom:1px solid #eef2f6;position:sticky;top:0;z-index:50}
.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{flex:0 0 auto;width:390px;max-width:42vw}.brand img{width:100%;height:auto;display:block}.site-header .brand img{max-height:70px;object-fit:contain;object-position:left center}
.navlinks{display:flex;align-items:center;gap:30px;font-size:14px;font-weight:800;color:#0b2850;white-space:nowrap}.navlinks a:hover{color:var(--blue)}.btn-top{background:#0c52c6;color:#fff!important;border-radius:999px;padding:14px 28px;box-shadow:0 8px 20px rgba(12,82,198,.18)}
.mobile-toggle{display:none;background:none;border:0;font-size:28px;color:var(--navy)}

.hero-full{position:relative;min-height:505px;background-image:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.91) 30%,rgba(255,255,255,.2) 58%,rgba(255,255,255,0) 100%),url('https://images.unsplash.com/photo-1758687126864-96b61e1b3af0?auto=format&fit=crop&fm=jpg&ixlib=rb-4.1.0&q=80&w=2200');background-size:cover;background-position:center center;border-bottom:1px solid #d9e3ed}
.hero-inner{min-height:505px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:38px;padding:38px 0}
.hero-copy{max-width:640px}.hero-copy h1{font-size:clamp(54px,5.2vw,84px);line-height:.99;letter-spacing:-3.5px;margin:0;color:var(--navy);font-weight:900}.hero-copy h1 .green{color:var(--green)}.hero-copy p{font-size:24px;line-height:1.3;max-width:560px;margin:18px 0 26px;color:#1c2e47}
.hero-benefits{display:flex;gap:34px;flex-wrap:wrap}.benefit{display:flex;gap:12px;align-items:flex-start;max-width:142px}.benefit-icon{width:40px;height:40px;border:3px solid var(--green);border-radius:50%;display:grid;place-items:center;color:var(--green);font-weight:900;font-size:20px;flex:0 0 auto}.benefit strong{display:block;font-size:12px;color:#0b2850}.benefit span{display:block;font-size:12px;color:#1c2e47;line-height:1.3;margin-top:3px}
.quote-wrap{display:flex;justify-content:flex-end}.quote-card{width:min(100%,385px);background:rgba(255,255,255,.98);border-radius:16px;padding:26px 26px 22px;box-shadow:0 16px 45px rgba(5,42,87,.22);border:1px solid rgba(255,255,255,.5)}.quote-card h2{font-size:24px;margin:0 0 3px;color:#082a55;letter-spacing:-.4px}.quote-card .sub{margin:0 0 14px;color:#263d57;font-size:15px}.field{margin-top:12px}.field label{display:block;font-size:11px;font-weight:900;margin-bottom:6px;color:#0b2850}input,select,textarea{width:100%;border:1px solid #cfd9e3;border-radius:7px;padding:12px 13px;font:inherit;background:#fff;color:#10253e}.quote-card .btn{width:100%;margin-top:12px;border:0;border-radius:6px;padding:13px 16px;background:#0b4dc3;color:#fff;font-weight:900;font-size:15px;cursor:pointer}.secure-note{font-size:11px;color:#526579;margin:12px 0 0;display:flex;align-items:center;gap:6px}.secure-dot{color:var(--green)}
.hero-note{font-size:11px;color:#5d6b7b;margin-top:10px}

.category-strip{display:grid;grid-template-columns:repeat(6,1fr);background:#082a55;border-top:1px solid #0c477f}
.cat-card{position:relative;min-height:280px;background:#082a55;color:#fff;border-right:1px solid #2b5883;overflow:hidden}.cat-card:last-child{border-right:0}.cat-photo{height:145px;background-size:cover;background-position:center}.cat-body{padding:28px 32px 24px;position:relative}.cat-icon{position:absolute;top:-34px;left:32px;width:60px;height:60px;border-radius:50%;background:#0c52c6;border:4px solid #fff;display:grid;place-items:center;font-size:26px;box-shadow:0 5px 14px rgba(0,0,0,.16)}.cat-card:nth-child(2) .cat-icon,.cat-card:nth-child(4) .cat-icon,.cat-card:nth-child(6) .cat-icon{background:var(--green)}.cat-body h3{font-size:18px;margin:6px 0 7px;color:#fff}.cat-body p{font-size:13px;line-height:1.35;color:#fff;margin:0 0 13px;min-height:36px}.cat-link{font-size:13px;font-weight:800;color:#fff}

.how{padding:48px 0 42px;background:#fff;text-align:center}.how h2{font-size:38px;letter-spacing:-1px;margin:0;color:#082a55}.how .intro{margin:5px 0 22px;color:#526579}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0;max-width:1040px;margin:0 auto}.step{display:grid;grid-template-columns:auto auto 1fr;gap:15px;align-items:center;text-align:left;padding:12px 34px;border-right:1px solid #d9e3ed}.step:last-child{border-right:0}.step-num{width:30px;height:30px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-weight:900}.step-icon{width:72px;height:72px;border-radius:50%;background:#eef3f8;display:grid;place-items:center;font-size:34px;color:#082a55}.step h3{margin:0 0 4px;font-size:16px;color:#082a55}.step p{margin:0;font-size:13px;color:#34495f;line-height:1.4}

.page-hero{background:#f4f9fd;padding:54px 0;border-bottom:1px solid var(--line)}.page-hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}.page-hero h1{font-size:56px;line-height:1;margin:0;color:#082a55}.page-hero p{font-size:18px;color:#526579;max-width:690px}.page-hero-art img{width:100%;height:360px;object-fit:cover;border-radius:20px;box-shadow:0 18px 40px rgba(8,42,85,.12)}
.content{padding:54px 0}.prose{max-width:900px}.prose h2{font-size:30px;color:#082a55;margin:32px 0 10px}.prose p,.prose li{color:#45586b}.notice,.disclosure{padding:16px 18px;border-radius:12px;margin:24px 0}.notice{background:#fff8e5;border:1px solid #ecd485}.disclosure{background:#f5f8fb;border:1px solid var(--line);font-size:13px;color:#526579}
.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;background:#0c52c6;color:#fff;padding:14px 23px;font-weight:900}.btn-ghost{background:#fff;color:#082a55;border:1px solid var(--line)}.check{display:flex;gap:9px;align-items:flex-start;font-size:12px;color:#5d6b7b;margin:12px 0}.check input{width:auto;margin-top:3px}

.site-footer{background:#052a57;color:#dbe6f1;padding:22px 0}.footer-inline{display:grid;grid-template-columns:1.2fr 2fr 1fr;align-items:center;gap:30px}.footer-logo{width:300px;max-width:100%;filter:brightness(0) invert(1)}.footer-links{display:flex;justify-content:center;gap:28px;flex-wrap:wrap}.footer-links a{font-size:12px;color:#fff}.footer-meta{text-align:right;font-size:11px;color:#c7d6e4}.footer-social{margin-top:8px;display:flex;justify-content:flex-end;gap:10px}.social-dot{width:22px;height:22px;border-radius:50%;background:#274d75;display:grid;place-items:center;font-size:11px}
.cookie{position:fixed;left:20px;right:20px;bottom:20px;z-index:80;max-width:960px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 16px 50px rgba(0,0,0,.2);padding:17px;display:none}.cookie-row{display:flex;gap:16px;align-items:center;justify-content:space-between}.cookie p{margin:0;color:#526579;font-size:12px}.cookie-actions{display:flex;gap:8px;flex-shrink:0}
@media(max-width:1180px){.navlinks{gap:17px;font-size:13px}.brand{width:300px}.category-strip{grid-template-columns:repeat(3,1fr)}.cat-card:nth-child(3){border-right:0}}
@media(max-width:900px){.mobile-toggle{display:block}.navlinks{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;padding:22px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.navlinks.open{display:flex}.hero-full{background-position:62% center}.hero-inner{grid-template-columns:1fr;min-height:auto;padding:45px 0}.quote-wrap{justify-content:flex-start}.quote-card{width:100%;max-width:520px}.category-strip{grid-template-columns:repeat(2,1fr)}.cat-card:nth-child(2n){border-right:0}.steps{grid-template-columns:1fr}.step{border-right:0;border-bottom:1px solid #d9e3ed}.page-hero-grid{grid-template-columns:1fr}.footer-inline{grid-template-columns:1fr;text-align:center}.footer-links{justify-content:center}.footer-meta{text-align:center}.footer-social{justify-content:center}}
@media(max-width:620px){.container{width:min(100% - 28px,1440px)}.brand{width:240px}.hero-copy h1{font-size:54px}.hero-copy p{font-size:20px}.hero-benefits{gap:18px}.category-strip{grid-template-columns:1fr}.cat-card{border-right:0;border-bottom:1px solid #2b5883}.cat-photo{height:180px}.page-hero h1{font-size:44px}.page-hero-art img{height:260px}}

/* v3 full-bleed internal photographic heroes */
.inner-hero{position:relative;min-height:430px;background-size:cover;background-position:center;display:flex;align-items:center;border-bottom:1px solid #d9e3ed;overflow:hidden}
.inner-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.95) 29%,rgba(255,255,255,.72) 43%,rgba(255,255,255,.22) 61%,rgba(255,255,255,0) 78%)}
.inner-hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:80px;background:linear-gradient(180deg,rgba(255,255,255,0),rgba(255,255,255,.12))}
.inner-hero .container{position:relative;z-index:2}
.inner-hero-copy{max-width:570px;padding:56px 0}
.inner-hero .eyebrow{color:#1688ee;font-size:12px;font-weight:900;letter-spacing:2px;text-transform:uppercase;margin-bottom:10px}
.inner-hero h1{font-size:clamp(48px,5vw,72px);line-height:1;letter-spacing:-2.4px;margin:0 0 16px;color:#082a55}
.inner-hero p{font-size:20px;line-height:1.4;color:#41566d;margin:0 0 24px;max-width:530px}
.inner-hero .btn{border-radius:999px;padding:14px 26px}
.inner-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:0;background:#fff;border-bottom:1px solid #dfe8f1}
.inner-benefit{padding:26px 30px;text-align:center;border-right:1px solid #dfe8f1}
.inner-benefit:last-child{border-right:0}
.inner-benefit strong{display:block;color:#082a55;font-size:14px;margin-bottom:3px}
.inner-benefit span{font-size:12px;color:#5c6f82}
.inner-benefit .mini-icon{width:34px;height:34px;border:2px solid #39b52b;color:#39b52b;border-radius:50%;display:grid;place-items:center;margin:0 auto 8px;font-weight:900}
.coverage-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:24px}
.coverage-item{border:1px solid #dfe8f1;border-radius:15px;padding:22px;background:#fff}
.coverage-item strong{display:block;color:#082a55;margin-bottom:5px}
.coverage-item span{font-size:13px;color:#566a7d}
.inner-cta{margin-top:38px;background:#052a57;color:#fff;border-radius:18px;padding:28px 30px;display:flex;justify-content:space-between;align-items:center;gap:20px}
.inner-cta strong{font-size:20px}.inner-cta .btn{background:#39b52b;color:#fff}
@media(max-width:900px){
 .inner-hero{min-height:390px;background-position:62% center}
 .inner-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.92) 46%,rgba(255,255,255,.38) 72%,rgba(255,255,255,.12) 100%)}
 .inner-hero-copy{max-width:520px}
 .coverage-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:620px){
 .inner-hero{min-height:430px;background-position:67% center}
 .inner-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.95) 58%,rgba(255,255,255,.58) 100%)}
 .inner-hero h1{font-size:48px}
 .inner-hero p{font-size:18px}
 .inner-benefits{grid-template-columns:1fr}
 .inner-benefit{border-right:0;border-bottom:1px solid #dfe8f1}
 .coverage-grid{grid-template-columns:1fr}
 .inner-cta{flex-direction:column;align-items:flex-start}
}


/* v4 marketplace/editorial expansion */
.market-nav{background:#fff;border-bottom:1px solid #e8eef4}
.market-nav .container{display:flex;align-items:center;gap:28px;min-height:46px}
.market-nav a{font-size:13px;font-weight:800;color:#173a60}
.market-nav a:hover{color:#0c63d6}
.market-nav .spacer{flex:1}
.market-nav .search-pill{border:1px solid #d9e3ed;border-radius:999px;padding:8px 14px;color:#607286;font-weight:700}
.trust-strip{padding:24px 0;border-bottom:1px solid #e5edf4;background:#fff}
.trust-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:18px;align-items:center}
.trust-lead{font-weight:900;color:#082a55;font-size:17px}
.trust-stat{border-left:1px solid #dfe8f1;padding-left:22px}
.trust-stat strong{display:block;font-size:20px;color:#082a55}
.trust-stat span{font-size:12px;color:#607286}
.market-section{padding:64px 0}
.market-section.alt{background:#f5f9fc}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:26px}
.section-head h2{font-size:38px;line-height:1.05;letter-spacing:-1px;margin:0;color:#082a55}
.section-head p{max-width:610px;margin:7px 0 0;color:#607286}
.text-link{font-weight:900;color:#0c63d6;font-size:13px}
.explore-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.explore-card{background:#fff;border:1px solid #dfe8f1;border-radius:18px;padding:24px;box-shadow:0 10px 30px rgba(8,42,85,.05)}
.explore-card .round{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#edf5ff;font-size:23px;margin-bottom:14px}
.explore-card h3{margin:0 0 8px;color:#082a55;font-size:19px}.explore-card p{margin:0 0 14px;color:#607286;font-size:13px}
.state-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.state-card{background:#fff;border:1px solid #dfe8f1;border-radius:12px;padding:16px 18px;font-weight:900;color:#173a60}
.state-card span{display:block;font-size:11px;font-weight:600;color:#718195;margin-top:3px}
.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.guide-card{border:1px solid #dfe8f1;border-radius:18px;overflow:hidden;background:#fff}
.guide-art{height:145px;background:linear-gradient(135deg,#0b4dc3,#1688ee);display:flex;align-items:end;padding:20px;color:#fff;font-size:38px}
.guide-body{padding:20px}.guide-kicker{text-transform:uppercase;letter-spacing:1.5px;color:#1688ee;font-size:10px;font-weight:900}.guide-body h3{font-size:19px;line-height:1.25;margin:7px 0;color:#082a55}.guide-body p{font-size:13px;color:#607286;margin:0 0 13px}
.tool-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:24px}
.tool-feature{background:#052a57;color:#fff;border-radius:20px;padding:30px}.tool-feature h3{font-size:28px;margin:8px 0}.tool-feature p{color:#d6e3ef}.tool-feature .btn{background:#39b52b}
.tool-list{display:grid;grid-template-columns:1fr 1fr;gap:14px}.tool-mini{border:1px solid #dfe8f1;border-radius:15px;padding:19px;background:#fff}.tool-mini strong{display:block;color:#082a55;margin-bottom:5px}.tool-mini span{font-size:12px;color:#607286}
.faq-list{max-width:980px;margin:auto}.faq-item{border-top:1px solid #dfe8f1;padding:20px 0}.faq-item:last-child{border-bottom:1px solid #dfe8f1}.faq-item h3{font-size:17px;margin:0 0 7px;color:#082a55}.faq-item p{font-size:13px;color:#607286;margin:0;max-width:820px}
.mega-footer{background:#052a57;color:#dbe6f1;padding:52px 0 22px}.footer-grid{display:grid;grid-template-columns:1.25fr repeat(4,1fr);gap:34px}.footer-grid h4{color:#fff;margin:0 0 13px;font-size:13px}.footer-grid a{display:block;color:#c9d8e6;font-size:12px;margin:8px 0}.footer-grid p{font-size:12px;color:#c9d8e6}.footer-bottom{border-top:1px solid #315374;margin-top:32px;padding-top:20px;font-size:11px;color:#adc2d5;display:flex;justify-content:space-between;gap:20px}
@media(max-width:900px){.market-nav{display:none}.trust-grid,.explore-grid,.guide-grid,.tool-grid,.footer-grid{grid-template-columns:1fr 1fr}.state-grid{grid-template-columns:repeat(2,1fr)}.trust-stat{border-left:0;padding-left:0}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:620px){.trust-grid,.explore-grid,.guide-grid,.tool-grid,.footer-grid,.state-grid,.tool-list{grid-template-columns:1fr}.section-head{align-items:flex-start;flex-direction:column}.market-section{padding:46px 0}.footer-bottom{flex-direction:column}}

/* v4.1 unmistakable marketplace homepage */
.home-topbar{background:#062a55;color:#fff;font-size:12px}
.home-topbar .container{min-height:34px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.home-topbar a{color:#d8e9f8}
.home-market-hero{background:linear-gradient(180deg,#edf7ff 0%,#ffffff 100%);padding:46px 0 34px;border-bottom:1px solid #dfe8f1}
.home-market-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,.95fr);gap:48px;align-items:center}
.home-market-copy h1{font-size:clamp(52px,5.6vw,82px);line-height:.97;letter-spacing:-3px;margin:0;color:#082a55;max-width:760px}
.home-market-copy h1 span{color:#39b52b}
.home-market-copy p{font-size:21px;color:#41566d;max-width:680px;margin:18px 0 22px}
.home-product-pills{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 0}
.home-product-pills a{background:#fff;border:1px solid #cdddeb;border-radius:999px;padding:10px 14px;font-size:13px;font-weight:900;color:#163b61}
.home-product-pills a:hover{border-color:#0c63d6;color:#0c63d6}
.home-quote-panel{background:#fff;border:1px solid #dbe7f1;border-radius:22px;padding:26px;box-shadow:0 20px 45px rgba(8,42,85,.12)}
.home-quote-panel .quote-title{font-size:27px;font-weight:900;color:#082a55;margin-bottom:3px}
.home-quote-panel .quote-sub{font-size:14px;color:#607286;margin-bottom:14px}
.home-quote-panel .field-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.home-quote-panel .btn{width:100%;border-radius:10px;margin-top:12px}
.home-quote-panel .fine{font-size:10.5px;color:#6b7a89;margin-top:10px}
.market-proof{background:#fff;padding:22px 0;border-bottom:1px solid #e3ebf2}
.market-proof-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.market-proof-item{padding:6px 24px;border-right:1px solid #dfe8f1}
.market-proof-item:last-child{border-right:0}
.market-proof-item strong{display:block;color:#082a55;font-size:16px}
.market-proof-item span{font-size:12px;color:#647588}
.market-two-col{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.editorial-feature{min-height:280px;border-radius:22px;padding:30px;color:#fff;display:flex;flex-direction:column;justify-content:flex-end;background-size:cover;background-position:center;position:relative;overflow:hidden}
.editorial-feature:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(5,42,87,.08),rgba(5,42,87,.84))}
.editorial-feature>*{position:relative;z-index:2}.editorial-feature h3{font-size:30px;color:#fff;margin:6px 0}.editorial-feature p{font-size:13px;color:#eef6ff;max-width:520px}.editorial-feature .text-link{color:#fff}
.carrier-note{background:#f5f9fc;border:1px solid #dce7ef;border-radius:18px;padding:24px}
.carrier-note h3{margin:0 0 8px;color:#082a55}.carrier-note p{margin:0;color:#607286;font-size:13px}
@media(max-width:900px){
 .home-market-grid,.market-two-col{grid-template-columns:1fr}
 .market-proof-grid{grid-template-columns:1fr 1fr}
 .market-proof-item:nth-child(2){border-right:0}
 .market-proof-item{border-bottom:1px solid #dfe8f1;padding:14px}
}
@media(max-width:620px){
 .home-market-hero{padding-top:32px}
 .home-market-copy h1{font-size:50px}
 .home-market-copy p{font-size:18px}
 .home-quote-panel .field-row{grid-template-columns:1fr}
 .market-proof-grid{grid-template-columns:1fr}
 .market-proof-item{border-right:0}
}

/* v4.2 state guide content */
.state-guide-hero{background:linear-gradient(135deg,#eaf5ff 0%,#fff 68%);padding:62px 0 48px;border-bottom:1px solid #dfe8f1}
.state-guide-hero h1{font-size:clamp(48px,5vw,70px);line-height:1;margin:0 0 14px;color:#082a55;letter-spacing:-2px}
.state-guide-hero p{font-size:19px;color:#526579;max-width:760px}
.state-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}
.state-summary>div{background:#fff;border:1px solid #dce7ef;border-radius:14px;padding:17px}
.state-summary strong{display:block;color:#082a55;font-size:13px}.state-summary span{font-size:12px;color:#607286}
.state-article{max-width:920px}.state-article h2{font-size:31px;color:#082a55;margin:38px 0 10px}.state-article h3{font-size:20px;color:#173a60;margin:25px 0 7px}.state-article p,.state-article li{color:#526579}
.state-callout{background:#eef7ff;border-left:4px solid #0c63d6;padding:18px 20px;border-radius:0 12px 12px 0;margin:24px 0}
.state-source{font-size:11px;color:#748394;margin-top:32px;border-top:1px solid #dfe8f1;padding-top:16px}
.state-source a{color:#0c63d6;text-decoration:underline}
@media(max-width:700px){.state-summary{grid-template-columns:1fr}}

/* v5 conversion-first homepage */
.v5-hero{position:relative;min-height:570px;background-size:cover;background-position:center 45%;display:flex;align-items:center;overflow:hidden}
.v5-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.96) 30%,rgba(255,255,255,.70) 47%,rgba(255,255,255,.10) 72%,rgba(255,255,255,0) 100%)}
.v5-hero .container{position:relative;z-index:2}.v5-copy{max-width:650px;padding:55px 0}.v5-copy .eyebrow{font-size:12px;font-weight:900;letter-spacing:1.8px;color:#0c63d6;text-transform:uppercase;margin-bottom:12px}
.v5-copy h1{font-size:clamp(58px,6vw,88px);line-height:.94;letter-spacing:-4px;margin:0;color:#082a55}.v5-copy h1 span{color:#39b52b}.v5-copy p{font-size:22px;line-height:1.35;color:#344b63;max-width:590px;margin:20px 0 25px}
.v5-start{display:flex;gap:10px;align-items:center;max-width:570px;background:#fff;padding:8px;border:1px solid #d4e0eb;border-radius:14px;box-shadow:0 14px 32px rgba(8,42,85,.13)}
.v5-start select,.v5-start input{border:0;box-shadow:none}.v5-start select{min-width:210px}.v5-start input{min-width:130px}.v5-start .btn{border-radius:10px;white-space:nowrap;padding:14px 22px}
.v5-fine{font-size:11px;color:#667789;margin-top:11px;max-width:570px}
.v5-products{background:#fff;border-bottom:1px solid #dfe8f1}.v5-product-grid{display:grid;grid-template-columns:repeat(6,1fr)}
.v5-product{padding:24px 16px;text-align:center;border-right:1px solid #e2eaf1;transition:.15s}.v5-product:last-child{border-right:0}.v5-product:hover{background:#f5faff}.v5-product .ico{font-size:28px}.v5-product strong{display:block;font-size:14px;color:#082a55;margin-top:6px}.v5-product span{font-size:11px;color:#607286}
.v5-how{padding:62px 0;background:#f6f9fc}.v5-how h2,.v5-guides h2,.v5-states h2,.v5-faq h2{font-size:40px;letter-spacing:-1.2px;color:#082a55;text-align:center;margin:0 0 8px}.v5-section-sub{text-align:center;color:#607286;margin:0 auto 30px;max-width:680px}
.v5-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1080px;margin:auto}.v5-step{background:#fff;border:1px solid #dce7ef;border-radius:18px;padding:28px;text-align:center}.v5-step .n{width:38px;height:38px;border-radius:50%;background:#39b52b;color:#fff;display:grid;place-items:center;font-weight:900;margin:0 auto 14px}.v5-step h3{color:#082a55;margin:0 0 8px}.v5-step p{font-size:13px;color:#607286;margin:0}
.v5-trust{padding:50px 0;background:#052a57;color:#fff}.v5-trust-grid{display:grid;grid-template-columns:1.1fr repeat(3,1fr);gap:28px;align-items:center}.v5-trust h2{font-size:31px;margin:0}.v5-trust-item{border-left:1px solid #345777;padding-left:24px}.v5-trust-item strong{display:block;font-size:17px}.v5-trust-item span{font-size:12px;color:#c6d6e5}
.v5-guides,.v5-states,.v5-faq{padding:64px 0}.v5-guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.v5-guide{min-height:315px;border-radius:20px;background-size:cover;background-position:center;position:relative;overflow:hidden;display:flex;align-items:flex-end}.v5-guide:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 25%,rgba(5,42,87,.88) 100%)}.v5-guide-body{position:relative;z-index:2;padding:25px;color:#fff}.v5-guide-body small{font-weight:900;text-transform:uppercase;letter-spacing:1.4px}.v5-guide-body h3{font-size:23px;line-height:1.1;margin:6px 0}.v5-guide-body p{font-size:12px;color:#edf6ff;margin:0 0 10px}
.v5-states{background:#f6f9fc}.v5-state-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.v5-state{background:#fff;border:1px solid #dce7ef;border-radius:12px;padding:17px;font-weight:900;color:#173a60}.v5-state span{display:block;font-size:10px;color:#748394;font-weight:600;margin-top:4px}
.v5-final{padding:58px 0;background:linear-gradient(135deg,#0b4dc3,#052a57);color:#fff;text-align:center}.v5-final h2{font-size:42px;margin:0 0 9px}.v5-final p{color:#dceafa;margin:0 0 20px}.v5-final .btn{background:#39b52b}
@media(max-width:900px){.v5-product-grid{grid-template-columns:repeat(3,1fr)}.v5-steps,.v5-guide-grid{grid-template-columns:1fr}.v5-trust-grid{grid-template-columns:1fr 1fr}.v5-state-grid{grid-template-columns:repeat(2,1fr)}.v5-start{flex-wrap:wrap}.v5-start select,.v5-start input{flex:1 1 180px}.v5-start .btn{flex:1 1 100%}}
@media(max-width:620px){.v5-hero{min-height:590px;background-position:66% center}.v5-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.98),rgba(255,255,255,.88) 65%,rgba(255,255,255,.5))}.v5-copy h1{font-size:54px;letter-spacing:-2.5px}.v5-product-grid{grid-template-columns:repeat(2,1fr)}.v5-trust-grid,.v5-state-grid{grid-template-columns:1fr}.v5-trust-item{border-left:0;padding-left:0}}

/* v5.1 mobile cleanup */
@media(max-width:900px){
  body{overflow-x:hidden}
  .site-header{height:auto}
  .nav{min-height:70px;height:auto;padding:10px 0}
  .brand{width:230px;max-width:70vw}
  .navlinks{top:70px;max-height:calc(100vh - 70px);overflow:auto}
  .v5-hero{min-height:auto;background-position:68% center}
  .v5-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.95) 52%,rgba(255,255,255,.70) 76%,rgba(255,255,255,.35) 100%)}
  .v5-copy{padding:42px 0 34px;max-width:560px}
  .v5-copy h1{font-size:58px;line-height:.98;letter-spacing:-2.6px}
  .v5-copy p{font-size:19px;max-width:520px}
  .v5-start{display:grid;grid-template-columns:1fr 1fr;gap:8px;max-width:100%;padding:10px}
  .v5-start select,.v5-start input{min-width:0;width:100%}
  .v5-start .btn{grid-column:1/-1;width:100%}
  .v5-product-grid{grid-template-columns:repeat(3,1fr)}
  .v5-product{padding:18px 10px}
  .v5-trust-grid{grid-template-columns:1fr 1fr}
  .v5-guide-grid{grid-template-columns:1fr}
  .v5-guide{min-height:260px}
  .v5-state-grid{grid-template-columns:repeat(2,1fr)}
  .footer-inline{grid-template-columns:1fr;text-align:center}
  .footer-links{justify-content:center}
  .footer-meta,.footer-social{text-align:center;justify-content:center}
}

@media(max-width:620px){
  .container{width:min(100% - 24px,1440px)}
  .site-header{position:sticky;top:0}
  .nav{min-height:64px;padding:8px 0}
  .brand{width:205px;max-width:74vw}
  .mobile-toggle{font-size:26px}
  .navlinks{top:64px;padding:18px 16px;gap:12px}
  .navlinks a{width:100%;padding:8px 0}
  .btn-top{display:block;text-align:center;width:100%;padding:12px 18px}
  .v5-hero{min-height:auto;background-image:none !important;background:#f4f9fd !important}
  .v5-hero:before{display:none}
  .v5-copy{padding:34px 0 28px;max-width:none}
  .v5-copy .eyebrow{font-size:11px;letter-spacing:1.4px}
  .v5-copy h1{font-size:48px;line-height:.98;letter-spacing:-2px}
  .v5-copy p{font-size:18px;line-height:1.4;margin:16px 0 20px}
  .v5-start{grid-template-columns:1fr;gap:8px;border-radius:12px;box-shadow:none;padding:9px}
  .v5-start select,.v5-start input,.v5-start .btn{grid-column:1;width:100%;min-height:46px}
  .v5-fine{font-size:10.5px;line-height:1.45}
  .v5-product-grid{grid-template-columns:repeat(2,1fr)}
  .v5-product{padding:16px 8px}
  .v5-product .ico{font-size:24px}
  .v5-product strong{font-size:13px}
  .v5-how,.v5-guides,.v5-states,.v5-faq{padding:42px 0}
  .v5-how h2,.v5-guides h2,.v5-states h2,.v5-faq h2{font-size:31px;line-height:1.05}
  .v5-section-sub{font-size:14px;line-height:1.45;margin-bottom:22px}
  .v5-steps{gap:14px}
  .v5-step{padding:22px 18px}
  .v5-trust{padding:38px 0}
  .v5-trust-grid{grid-template-columns:1fr;gap:16px}
  .v5-trust h2{font-size:28px}
  .v5-trust-item{border-left:0;border-top:1px solid #345777;padding:14px 0 0}
  .v5-guide{min-height:235px;border-radius:16px}
  .v5-guide-body{padding:20px}
  .v5-guide-body h3{font-size:20px}
  .v5-state-grid{grid-template-columns:1fr}
  .v5-state{padding:15px}
  .faq-item{padding:16px 0}
  .v5-final{padding:42px 0}
  .v5-final h2{font-size:32px}
  #compare-form{padding:18px !important}
  .footer-inline{gap:18px}
  .footer-logo{width:220px;margin:0 auto}
  .footer-links{gap:12px 18px}
  .footer-links a{font-size:11px}
  .cookie{left:10px;right:10px;bottom:10px}
  .cookie-row{flex-direction:column;align-items:stretch}
  .cookie-actions{width:100%;display:grid;grid-template-columns:1fr 1fr}
  .cookie-actions .btn{width:100%}
}

/* avoid long text/URLs forcing horizontal scroll */
a,button,input,select,textarea{max-width:100%}
img,svg,video{max-width:100%;height:auto}

/* LPF v2.0 Marketplace Foundation */
.funnel-shell{max-width:760px;margin:0 auto;padding:48px 20px 70px}.funnel-card{background:#fff;border:1px solid #dce5ef;border-radius:22px;box-shadow:0 18px 50px rgba(8,42,85,.09);overflow:hidden}.funnel-head{padding:28px 32px 20px;background:linear-gradient(135deg,#f4f8fc,#fff)}.funnel-head h1{margin:4px 0 8px;font-size:clamp(30px,5vw,46px);color:#082a55}.funnel-head p{margin:0;color:#52677e}.progress-track{height:7px;background:#e8eef5}.progress-bar{height:100%;width:16.66%;background:#1677c8;transition:width .25s}.funnel-body{padding:30px 32px}.funnel-step{display:none}.funnel-step.active{display:block}.funnel-step h2{margin:0 0 8px;color:#082a55;font-size:26px}.funnel-step .sub{color:#66788b;margin:0 0 24px}.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.choice{border:1px solid #ccd9e6;border-radius:14px;padding:16px;background:#fff;color:#173d63;font-weight:700;text-align:left;cursor:pointer}.choice:hover,.choice.selected{border-color:#1677c8;background:#f0f8ff}.funnel-fields{display:grid;grid-template-columns:1fr 1fr;gap:15px}.funnel-fields .wide{grid-column:1/-1}.funnel-fields label{display:block;font-weight:700;color:#173d63;margin-bottom:7px}.funnel-fields input,.funnel-fields select{width:100%;box-sizing:border-box;padding:13px 14px;border:1px solid #cbd8e5;border-radius:11px;font:inherit}.funnel-actions{display:flex;gap:12px;justify-content:space-between;margin-top:26px}.funnel-actions .btn{border:0;cursor:pointer}.funnel-note{font-size:12px;line-height:1.5;color:#6a7b8d;margin-top:18px}.consent-box{padding:15px;border:1px solid #d8e2ec;background:#f8fafc;border-radius:12px;font-size:12px;line-height:1.55;color:#506377}.consent-box input{margin-right:8px}.step-kicker{text-transform:uppercase;letter-spacing:.11em;font-size:11px;font-weight:800;color:#1677c8}.funnel-error{display:none;margin:0 0 16px;padding:11px 13px;border-radius:9px;background:#fff1f1;color:#8a2222;font-size:13px}.marketplace-badge{display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:800;color:#315777;background:#eaf4fb;padding:7px 10px;border-radius:999px}.marketplace-badge:before{content:'✓';color:#1677c8}.hp-field{position:absolute;left:-9999px;top:-9999px;width:1px;height:1px;overflow:hidden}@media(max-width:650px){.funnel-shell{padding:24px 12px 50px}.funnel-head,.funnel-body{padding:22px 18px}.choice-grid,.funnel-fields{grid-template-columns:1fr}.funnel-fields .wide{grid-column:auto}.funnel-actions{flex-direction:column-reverse}.funnel-actions .btn{width:100%}}

/* LPF v2.1 Marketplace UI Refresh */
:root{--lpf-navy:#062b59;--lpf-blue:#1268b3;--lpf-sky:#eef7fc;--lpf-green:#36aa38;--lpf-ink:#102f4f;--lpf-muted:#64778a;--lpf-line:#dbe6ef}
.market-hero{background:linear-gradient(135deg,#f7fbfe 0%,#edf7fc 100%);padding:58px 0 66px;overflow:hidden}.market-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}.market-copy{max-width:690px}.market-copy .eyebrow,.confidence .eyebrow{font-size:12px;font-weight:900;letter-spacing:.13em;color:var(--lpf-blue);text-transform:uppercase}.market-copy h1{font-size:clamp(48px,5.3vw,76px);line-height:.96;letter-spacing:-3.5px;color:var(--lpf-navy);margin:12px 0 20px}.market-copy h1 span{color:var(--lpf-blue)}.market-copy>p{font-size:19px;line-height:1.55;color:#526a80;max-width:630px}.market-panel{background:#fff;border:1px solid #dce8f1;border-radius:22px;padding:20px;box-shadow:0 20px 55px rgba(6,43,89,.10);margin-top:28px}.market-question{font-size:14px;font-weight:900;color:var(--lpf-navy);margin-bottom:12px}.market-types{display:grid;grid-template-columns:repeat(6,1fr);gap:7px}.market-types button{border:1px solid #d6e2eb;background:#fff;border-radius:11px;padding:11px 5px 9px;cursor:pointer;font:inherit;color:#36536d;transition:.15s}.market-types button span{display:block;font-size:10px;font-weight:800;margin-top:4px}.market-types button:hover,.market-types button.active{border-color:var(--lpf-blue);background:#edf7ff;color:var(--lpf-navy);box-shadow:inset 0 0 0 1px var(--lpf-blue)}.market-start{display:grid;grid-template-columns:1fr auto;gap:9px;margin-top:12px}.market-start input{border:1px solid #cddbe6;border-radius:11px;padding:14px 15px;font:inherit;font-size:16px;min-width:0}.market-start .btn{border:0;cursor:pointer;white-space:nowrap}.market-error{display:none;color:#9a2d2d;font-size:12px;font-weight:700;margin-top:9px}.market-fine{font-size:10.5px;line-height:1.5;color:#778796;margin:12px 3px 0}.market-visual{position:relative;min-height:570px}.market-photo{position:absolute;inset:0;border-radius:32px;background:linear-gradient(180deg,transparent 55%,rgba(5,42,87,.22)),url('https://images.unsplash.com/photo-1758687126864-96b61e1b3af0?auto=format&fit=crop&fm=jpg&ixlib=rb-4.1.0&q=86&w=1400') center/cover;box-shadow:0 30px 70px rgba(6,43,89,.18)}.float-card{position:absolute;left:-28px;bottom:30px;background:#fff;border-radius:16px;padding:18px 20px;box-shadow:0 16px 45px rgba(6,43,89,.18);max-width:280px}.float-card strong,.float-card span{display:block}.float-card strong{color:var(--lpf-navy);font-size:15px}.float-card span{color:#687b8e;font-size:11px;line-height:1.45;margin-top:4px}
.proof-strip{border-top:1px solid var(--lpf-line);border-bottom:1px solid var(--lpf-line);background:#fff}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);padding-top:20px;padding-bottom:20px}.proof-grid div{padding:0 25px;border-right:1px solid var(--lpf-line)}.proof-grid div:last-child{border:0}.proof-grid strong,.proof-grid span{display:block}.proof-grid strong{color:var(--lpf-navy);font-size:15px}.proof-grid span{color:#718294;font-size:11px;margin-top:3px}
.market-how,.market-categories,.market-resources{padding:78px 0}.section-heading{text-align:center;max-width:730px;margin:0 auto 38px}.section-heading.left{text-align:left;max-width:none}.section-heading>span,.market-final>div>span{font-size:11px;letter-spacing:.15em;font-weight:900;color:var(--lpf-blue)}.section-heading h2{font-size:clamp(34px,4vw,50px);line-height:1.03;letter-spacing:-1.8px;color:var(--lpf-navy);margin:9px 0 12px}.section-heading p{color:var(--lpf-muted);line-height:1.6}.market-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.market-steps article{border:1px solid var(--lpf-line);border-radius:20px;padding:28px;background:#fff}.market-steps b{color:var(--lpf-blue);font-size:12px}.market-steps h3{font-size:21px;color:var(--lpf-navy);margin:22px 0 8px}.market-steps p{color:var(--lpf-muted);font-size:13px;line-height:1.55;margin:0}.market-categories{background:#f5f9fc}.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.category-grid>a{display:flex;gap:16px;background:#fff;border:1px solid var(--lpf-line);border-radius:18px;padding:24px;color:inherit;transition:.2s}.category-grid>a:hover{transform:translateY(-3px);box-shadow:0 14px 35px rgba(6,43,89,.08);border-color:#b8d3e7}.category-grid i{font-style:normal;font-size:28px}.category-grid h3{margin:0;color:var(--lpf-navy);font-size:19px}.category-grid p{font-size:12px;color:var(--lpf-muted);line-height:1.45;margin:6px 0 12px}.category-grid strong,.text-link,.resource-grid strong{font-size:11px;color:var(--lpf-blue)}
.confidence{background:var(--lpf-navy);color:#fff;padding:76px 0}.confidence-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.confidence h2{font-size:46px;line-height:1.02;letter-spacing:-1.5px;margin:10px 0 16px}.confidence p{color:#c5d5e4;line-height:1.65}.confidence .text-link{color:#fff;font-weight:800}.confidence-list{display:grid;gap:14px}.confidence-list>div{display:flex;gap:14px;padding:17px 0;border-bottom:1px solid rgba(255,255,255,.15)}.confidence-list b{display:grid;place-items:center;width:29px;height:29px;border-radius:50%;background:var(--lpf-green);flex:none}.confidence-list strong,.confidence-list span{display:block}.confidence-list strong{font-size:15px;margin-bottom:3px}.confidence-list span{font-size:11px;color:#c8d8e7}
.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.resource-grid a{border-top:3px solid var(--lpf-blue);background:#fff;border-radius:0 0 16px 16px;padding:26px;box-shadow:0 10px 30px rgba(6,43,89,.07);color:inherit}.resource-grid small{color:var(--lpf-blue);font-weight:900;letter-spacing:.08em}.resource-grid h3{color:var(--lpf-navy);font-size:21px;line-height:1.15}.resource-grid p{color:var(--lpf-muted);font-size:12px;line-height:1.55}.market-final{padding:72px 0;background:linear-gradient(120deg,#0d65ad,#062b59);text-align:center;color:#fff}.market-final h2{font-size:clamp(34px,4vw,52px);margin:8px 0 10px}.market-final p{color:#d8e8f5;margin:0 0 22px}.market-final .btn{background:var(--lpf-green)}
/* v2.1 funnel polish */
.funnel-shell{background:linear-gradient(180deg,#f2f8fc,#fff);min-height:calc(100vh - 80px);max-width:none}.funnel-card{max-width:780px;margin:auto;border-radius:26px;box-shadow:0 24px 70px rgba(6,43,89,.11)}.funnel-head{text-align:center;padding:34px 38px 24px}.funnel-head h1{letter-spacing:-1.4px}.marketplace-badge{background:#e9f7ea;color:#277a2c}.marketplace-badge:before{color:#35a83a}.progress-bar{background:linear-gradient(90deg,#1268b3,#36aa38)}.choice{min-height:62px;font-size:15px}.choice:hover,.choice.selected{border-color:#1268b3;background:#edf7ff;box-shadow:inset 0 0 0 1px #1268b3}.funnel-step h2{font-size:30px;letter-spacing:-.6px}.funnel-actions .btn:not(.btn-ghost){background:#36aa38}
@media(max-width:900px){.market-hero-grid{grid-template-columns:1fr}.market-visual{display:none}.market-copy{max-width:none}.market-types{grid-template-columns:repeat(3,1fr)}.proof-grid{grid-template-columns:repeat(2,1fr);gap:18px}.proof-grid div:nth-child(2){border:0}.category-grid{grid-template-columns:repeat(2,1fr)}.confidence-grid{grid-template-columns:1fr;gap:35px}.resource-grid{grid-template-columns:1fr}.market-steps{grid-template-columns:1fr}}
@media(max-width:620px){.market-hero{padding:34px 0 38px}.market-copy h1{font-size:47px;letter-spacing:-2.2px}.market-copy>p{font-size:17px}.market-panel{padding:14px;border-radius:17px}.market-types{grid-template-columns:repeat(3,1fr)}.market-start{grid-template-columns:1fr}.market-start .btn{width:100%}.proof-grid{grid-template-columns:1fr 1fr;padding-top:16px;padding-bottom:16px}.proof-grid div{padding:0 12px}.proof-grid div:nth-child(3){border-right:1px solid var(--lpf-line)}.market-how,.market-categories,.market-resources{padding:52px 0}.section-heading{margin-bottom:26px}.category-grid{grid-template-columns:1fr}.confidence{padding:52px 0}.confidence h2{font-size:36px}.funnel-head{text-align:left;padding:26px 20px 20px}.funnel-step h2{font-size:27px}}

/* LPF v2.2 — comparison-marketplace refresh */
.lpf22{background:#fff;color:#102f4f}.lpf22 .site-header{height:70px}.lpf22 .nav{height:70px}.lpf22 .brand{width:310px}.lpf22 .navlinks{gap:24px}.lpf22 .btn-top{padding:12px 22px;background:#0b63ce}
.ihero{background:linear-gradient(180deg,#f7fbff 0%,#fff 100%);padding:64px 0 58px;overflow:hidden}.ihero-inner{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(360px,.9fr);gap:70px;align-items:center}.ihero-copy{max-width:760px}.i-kicker{font-size:11px;font-weight:900;letter-spacing:.14em;color:#1268b3}.i-kicker.light{color:#8fc7ff}.ihero h1{font-size:clamp(48px,5vw,72px);line-height:.99;letter-spacing:-3px;color:#062b59;margin:11px 0 17px}.ihero h1 span{color:#1268b3}.i-sub{font-size:19px;line-height:1.55;color:#5d7184;max-width:680px;margin:0 0 25px}.i-compare-card{background:#fff;border:1px solid #dce7f0;border-radius:18px;padding:22px;box-shadow:0 16px 45px rgba(6,43,89,.09);max-width:720px}.i-compare-card h2{font-size:17px;margin:0 0 14px;color:#062b59}.i-tabs{display:grid;grid-template-columns:repeat(6,1fr);gap:8px}.i-tab{appearance:none;border:1px solid #d8e3ec;border-radius:10px;background:#fff;min-height:68px;padding:8px 4px;color:#496278;cursor:pointer;font:inherit}.i-tab b,.i-tab span{display:block}.i-tab b{font-size:20px;line-height:1.1}.i-tab span{font-size:10px;font-weight:800;margin-top:5px}.i-tab:hover,.i-tab.active{border-color:#1268b3;background:#eef7ff;color:#062b59;box-shadow:inset 0 0 0 1px #1268b3}.i-zip{display:grid;grid-template-columns:1fr auto;gap:9px;margin-top:12px}.i-zip input{border-radius:9px;padding:14px 15px;font-size:16px}.i-zip button{border:0;border-radius:9px;background:#36a63a;color:#fff;font-weight:900;padding:0 24px;cursor:pointer}.i-micro{display:flex;gap:22px;flex-wrap:wrap;margin-top:12px;color:#607488;font-size:10.5px;font-weight:700}.i-micro span:First-letter{color:#36a63a}.i-error{display:none;color:#9a2d2d;font-size:11px;font-weight:800;margin-top:8px}.i-disclaimer{font-size:10px;color:#7b8997;max-width:700px;line-height:1.5;margin:11px 2px 0}.ihero-art{height:480px;position:relative}.art-orb{position:absolute;width:430px;height:430px;border-radius:50%;background:linear-gradient(145deg,#dff2ff,#b7ddfa);right:0;top:12px}.art-orb:after{content:"";position:absolute;width:235px;height:290px;border-radius:120px 120px 30px 30px;background:linear-gradient(145deg,#1268b3,#06448f);left:100px;top:78px;transform:rotate(7deg)}.art-card{position:absolute;background:#fff;border:1px solid #e0e8ef;border-radius:16px;box-shadow:0 18px 45px rgba(6,43,89,.15);z-index:2}.art-main{left:0;top:95px;width:260px;padding:20px}.art-main .art-icon{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:#e9f7ea;color:#36a63a;font-weight:900;margin-bottom:12px}.art-main strong,.art-main span{display:block}.art-main strong{color:#062b59}.art-main span{font-size:11px;color:#6d7f90;line-height:1.5;margin-top:5px}.art-small{right:5px;top:35px;padding:14px 18px;min-width:155px}.art-small b,.art-small span{display:block}.art-small b{font-size:27px;color:#1268b3}.art-small span{font-size:10px;color:#6d7f90}.art-two{top:auto;bottom:40px;right:20px}.i-proof{border-top:1px solid #e3ebf2;border-bottom:1px solid #e3ebf2;padding:20px 0;background:#fff}.i-proof p{text-align:center;margin:0 0 14px;font-size:11px;color:#718294;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.i-proof-links{display:grid;grid-template-columns:repeat(6,1fr);max-width:900px;margin:auto}.i-proof-links a{text-align:center;border-right:1px solid #e2eaf1;font-size:20px}.i-proof-links a:last-child{border:0}.i-proof-links span{font-size:12px;font-weight:800;color:#39536b;margin-left:5px}.i-section{padding:78px 0}.i-soft{background:#f6f9fc}.i-heading{text-align:center;max-width:760px;margin:0 auto 38px}.i-heading>span{font-size:10px;font-weight:900;letter-spacing:.14em;color:#1268b3}.i-heading h2{font-size:clamp(34px,4vw,49px);line-height:1.05;letter-spacing:-1.7px;color:#062b59;margin:8px 0 11px}.i-heading p{color:#64778a;line-height:1.6;margin:0}.i-three{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:1100px;margin:auto}.i-three article{padding:29px;border:1px solid #dfe8ef;border-radius:15px}.i-three i{font-style:normal;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#eaf5fd;color:#1268b3;font-size:12px;font-weight:900}.i-three h3{color:#062b59;margin:20px 0 7px;font-size:19px}.i-three p{font-size:12px;line-height:1.55;color:#687b8e;margin:0}.i-blue{background:#062b59;color:#fff;padding:78px 0}.i-blue-grid{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.i-blue h2{font-size:46px;line-height:1.02;letter-spacing:-1.8px;margin:10px 0 15px}.i-blue p{color:#c5d6e5;line-height:1.6}.i-white-link{font-size:12px;font-weight:900;color:#fff}.i-checks>div{display:flex;gap:14px;padding:17px 0;border-bottom:1px solid rgba(255,255,255,.14)}.i-checks b{width:29px;height:29px;border-radius:50%;display:grid;place-items:center;background:#36a63a;flex:none}.i-checks p{margin:0}.i-checks strong,.i-checks span{display:block}.i-checks strong{color:#fff;font-size:14px}.i-checks span{font-size:11px;margin-top:3px}.i-content-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.i-content-grid a{background:#fff;border:1px solid #dfe8ef;border-radius:15px;padding:27px}.i-content-grid small{color:#1268b3;font-weight:900;letter-spacing:.08em}.i-content-grid h3{color:#062b59;font-size:21px;line-height:1.18;margin:13px 0 9px}.i-content-grid p{color:#6a7c8e;font-size:12px;line-height:1.55}.i-content-grid strong{color:#1268b3;font-size:11px}.i-final{text-align:center;padding:68px 0;background:#fff}.i-final h2{font-size:42px;letter-spacing:-1.5px;color:#062b59;margin:0 0 8px}.i-final p{color:#6a7c8e;margin:0 0 20px}.i-final .btn{background:#36a63a}
@media(max-width:1000px){.ihero-inner{grid-template-columns:1fr}.ihero-art{display:none}.ihero-copy{max-width:none}.i-blue-grid{grid-template-columns:1fr;gap:35px}.lpf22 .navlinks{gap:16px}.lpf22 .brand{width:270px}}@media(max-width:760px){.i-tabs{grid-template-columns:repeat(3,1fr)}.i-proof-links{grid-template-columns:repeat(3,1fr);gap:18px}.i-proof-links a:nth-child(3){border:0}.i-three,.i-content-grid{grid-template-columns:1fr}.ihero{padding:38px 0}.ihero h1{font-size:48px;letter-spacing:-2.2px}.i-sub{font-size:17px}.i-zip{grid-template-columns:1fr}.i-zip button{min-height:50px}.i-micro{gap:10px 16px}.i-section,.i-blue{padding:52px 0}.i-blue h2{font-size:37px}.i-final h2{font-size:35px}}@media(max-width:480px){.ihero h1{font-size:43px}.i-compare-card{padding:15px}.i-proof-links span{display:block;margin:3px 0 0}.lpf22 .brand{width:235px}}


/* LPF v2.3 — lifestyle homepage hero */
.lpf22 .ihero{padding:48px 0 50px;background:linear-gradient(90deg,#f8fbff 0%,#f8fbff 52%,#eef6fc 100%)}
.lpf22 .ihero-inner{grid-template-columns:minmax(0,1.12fr) minmax(390px,.88fr);gap:48px;align-items:stretch}
.ihero-photo{position:relative;min-height:555px;border-radius:0 0 0 72px;overflow:hidden;box-shadow:0 22px 55px rgba(6,43,89,.12);background:#eaf2f8}
.ihero-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:54% 50%}
.ihero-photo-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.12),transparent 28%),linear-gradient(0deg,rgba(6,43,89,.10),transparent 35%)}
.ihero-safe{position:absolute;right:22px;bottom:22px;display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.96);border:1px solid rgba(216,227,236,.95);border-radius:14px;padding:13px 16px;box-shadow:0 14px 35px rgba(6,43,89,.15);max-width:255px}
.safe-icon{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#eaf5fd;color:#1268b3;font-weight:900;flex:none}
.ihero-safe p{margin:0}.ihero-safe strong,.ihero-safe small{display:block}.ihero-safe strong{font-size:12px;color:#062b59}.ihero-safe small{font-size:9.5px;line-height:1.4;color:#6d7f90;margin-top:2px}
@media(max-width:1000px){.lpf22 .ihero-inner{grid-template-columns:1fr}.ihero-photo{display:none}}
/* LPF v2.4 hero cleanup */
.lpf22 .ihero-inner{align-items:center}
.ihero-photo{min-height:520px;border-radius:28px;box-shadow:0 18px 45px rgba(6,43,89,.10)}
.ihero-photo img{object-position:52% 50%}
.ihero-photo-shade{background:linear-gradient(90deg,rgba(255,255,255,.08),transparent 22%)}
@media(max-width:1000px){.ihero-photo{display:none}}


/* ===== LPF v2.5: clean mobile hero + icon-only internal pages ===== */
/* Internal pages no longer use photographic hero imagery. */
.inner-hero{background:linear-gradient(135deg,#f5faff 0%,#ffffff 58%,#edf7ff 100%);min-height:360px}
.inner-hero:before,.inner-hero:after{display:none}
.inner-hero-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,460px);gap:48px;align-items:center}
.inner-hero-copy{max-width:680px}
.inner-hero-illustration{display:flex;align-items:center;justify-content:center;padding:30px}
.inner-hero-illustration img{width:min(100%,320px);height:auto;display:block;border-radius:28px;box-shadow:0 18px 45px rgba(6,43,89,.08)}
.state-guide-hero{background:linear-gradient(135deg,#f5faff,#fff 62%,#edf7ff)}
.state-guide-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(220px,330px);gap:55px;align-items:center}
.state-guide-illustration{display:flex;justify-content:center;align-items:center}
.state-guide-illustration img{width:min(100%,290px);height:auto;border-radius:26px;box-shadow:0 16px 40px rgba(6,43,89,.07)}
.page-status-icon{display:flex;justify-content:center;margin:26px auto 0;max-width:260px}
.page-status-icon img{width:100%;height:auto;border-radius:24px;box-shadow:0 16px 38px rgba(6,43,89,.08)}

/* Mobile now uses the SAME cleaned homepage image as desktop. */
@media(max-width:1000px){
  .lpf22 .ihero-inner{grid-template-columns:1fr;gap:28px}
  .ihero-photo{display:block;min-height:360px;order:2;border-radius:24px;box-shadow:0 14px 32px rgba(6,43,89,.09)}
  .ihero-photo img{object-position:54% 32%}
  .ihero-photo-shade{background:linear-gradient(0deg,rgba(6,43,89,.06),transparent 35%)}
  .inner-hero-layout,.state-guide-layout{grid-template-columns:1fr;gap:14px}
  .inner-hero-illustration,.state-guide-illustration{padding:4px 0 32px;justify-content:flex-start}
  .inner-hero-illustration img,.state-guide-illustration img{width:min(68vw,270px)}
}
@media(max-width:620px){
  .ihero-photo{min-height:285px;border-radius:20px}
  .ihero-photo img{object-position:55% 30%}
  .inner-hero{min-height:auto}
  .inner-hero-copy{padding:42px 0 14px}
  .inner-hero h1{font-size:44px}
  .inner-hero-illustration img,.state-guide-illustration img{width:min(72vw,235px)}
  .state-guide-hero{padding-top:18px}
}


/* ===== LPF v2.6: iPhone Safari rendering compatibility ===== */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{-webkit-font-smoothing:antialiased}
.ihero-inner,.ihero-copy,.i-compare-card,.ihero-photo{min-width:0}
.ihero-photo{-webkit-transform:translateZ(0);transform:translateZ(0);-webkit-backface-visibility:hidden;backface-visibility:hidden}
.ihero-photo img{display:block;-webkit-user-select:none;user-select:none}

/* Safari is more reliable when the mobile media element has an explicit box
   and the image participates in normal layout instead of absolute positioning. */
@media(max-width:1000px){
  .lpf22 .ihero-inner{display:flex;flex-direction:column;gap:28px}
  .ihero-copy{width:100%}
  .ihero-photo{display:block;order:2;width:100%;height:360px;min-height:0;position:relative;overflow:hidden;border-radius:24px}
  .ihero-photo img{position:relative;inset:auto;width:100%;height:100%;object-fit:cover;object-position:54% 32%}
  .ihero-photo-shade{position:absolute;inset:0;pointer-events:none}
}
@media(max-width:620px){
  .ihero-photo{height:285px;min-height:0;border-radius:20px}
  .ihero-photo img{object-position:55% 30%}
}

/* Prevent iOS Safari form controls from zooming/reflowing the comparison card. */
@media(max-width:760px){
  .i-zip input,.i-zip button{font-size:16px}
  .i-tabs{min-width:0}
  .i-tab{min-width:0;-webkit-appearance:none;appearance:none}
}

/* v3.0 Auto funnel — progressive, Boberdoo lead type 21 ready */
.funnel-page-v3{background:#f7fafc}.funnel-site-header .nav{min-height:76px}.funnel-time{font-weight:800;color:#1677c8;font-size:14px}.funnel-help{font-size:13px;font-weight:800;color:#315777}.funnel-v3-card{max-width:860px;border-radius:20px}.funnel-v3{padding:44px 56px 48px;min-height:570px}.funnel-v3 .funnel-step{text-align:center}.funnel-v3 .funnel-step h1,.funnel-v3 .funnel-step h2{font-size:clamp(31px,4vw,43px);line-height:1.1;letter-spacing:-1.1px;color:#172839;max-width:690px;margin:14px auto 26px}.funnel-v3 .step-kicker{color:#1677c8}.guide-bubble{display:flex;align-items:center;gap:13px;max-width:560px;margin:0 auto 28px;text-align:left;background:#e8f4fb;border-radius:13px;padding:13px 18px;color:#31516c}.guide-dot{width:38px;height:38px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;color:#1677c8;font-weight:900;flex:0 0 auto}.single-input{max-width:520px;margin:32px auto 0}.hero-input{width:100%;box-sizing:border-box;border:2px solid #b8dfad!important;border-radius:11px!important;padding:20px!important;text-align:center;font-size:30px!important;font-weight:800;color:#172839}.centered{justify-content:center!important}.funnel-v3 .funnel-actions.centered .btn{min-width:250px}.funnel-v3 .funnel-fields{max-width:620px;margin:0 auto;text-align:left}.funnel-v3 .choice-grid{max-width:620px;margin:0 auto}.choice-grid.compact{grid-template-columns:repeat(3,1fr)}.funnel-v3 .choice{text-align:center;min-height:64px;font-size:17px;border:2px solid #d9e6d4}.funnel-v3 .choice.selected{background:#49b52f;color:#fff;border-color:#49b52f;box-shadow:none}.field-block{max-width:620px;margin:26px auto;text-align:left}.field-block>label{display:block;font-weight:800;color:#31516c;margin-bottom:9px}.funnel-v3 select,.funnel-v3 input{font-size:17px}.conditional-box{display:none;max-width:620px;margin:22px auto 0;text-align:left;background:#f8fafc;border:1px solid #dce5ef;padding:18px;border-radius:14px}.conditional-box.show{display:grid;grid-template-columns:1fr 1fr;gap:14px}.conditional-box label{font-weight:800;color:#31516c}.conditional-box input,.conditional-box select{width:100%;margin-top:7px;padding:12px;border:1px solid #cbd8e5;border-radius:10px;box-sizing:border-box}.yesno-stack{display:grid;gap:12px;max-width:620px;margin:0 auto;text-align:left}.yesno-stack label{display:grid;grid-template-columns:1fr 190px;gap:15px;align-items:center;padding:15px 18px;border:1px solid #dce5ef;border-radius:12px;font-weight:800;color:#31516c}.yesno-stack select{padding:11px;border:1px solid #cbd8e5;border-radius:9px}.security-line{margin-top:28px;color:#63788a;font-size:13px}.final-consent{text-align:left;max-width:690px;margin:0 auto}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}.funnel-v3 .progress-track{position:relative}.funnel-v3 .progress-bar{width:7.14%}
@media(max-width:720px){.funnel-time{display:none}.funnel-v3{padding:30px 18px 38px;min-height:0}.funnel-v3 .funnel-step h1,.funnel-v3 .funnel-step h2{font-size:31px}.choice-grid.compact{grid-template-columns:1fr}.yesno-stack label{grid-template-columns:1fr}.conditional-box.show{grid-template-columns:1fr}.funnel-v3 .funnel-actions{margin-top:28px}.funnel-v3 .funnel-actions .btn{width:100%}.guide-bubble{font-size:14px}}

/* v3.5 — dynamic funnel polish: step counter, trust strip, motion, real dropdowns, icon tiles */
.progress-meta{display:flex;align-items:center;justify-content:space-between;padding:10px 32px 0;font-size:12px}
.step-counter{font-weight:800;color:#1677c8;letter-spacing:.02em}
.trust-strip{color:#7c8ba0;font-weight:600}
.trust-strip:before{content:'✓ ';color:#36aa38;font-weight:900}
@media(max-width:520px){.progress-meta{padding:8px 18px 0}.trust-strip{display:none}}

/* Choice tiles: icon + hover lift + selected state feels alive, not flat */
.choice{display:flex;align-items:center;gap:10px;transition:transform .12s ease,border-color .12s ease,background .12s ease,box-shadow .12s ease}
.choice:hover{transform:translateY(-1px)}
.choice:active{transform:translateY(0)}
.choice-icon{font-size:19px;line-height:1;flex:0 0 auto}
.funnel-v3 .choice{justify-content:center}
.funnel-v3 .choice.selected{transform:translateY(-1px)}

/* Vehicle Year / Make / Model row + live recap chip */
.vehicle-ymm{grid-template-columns:1fr 1fr 1.4fr}
@media(max-width:650px){.vehicle-ymm{grid-template-columns:1fr}}
.vehicle-preview{max-width:620px;margin:16px auto 0;text-align:center;font-weight:800;color:#277a2c;font-size:14px;min-height:20px;opacity:0;transform:translateY(-4px);transition:opacity .2s ease,transform .2s ease}
.vehicle-preview.show{opacity:1;transform:translateY(0)}

/* Step transitions — a quiet fade + slide instead of a hard cut, respects reduced motion */
.funnel-v3 .funnel-step.step-enter{animation-duration:.32s;animation-timing-function:cubic-bezier(.22,.61,.36,1);animation-fill-mode:both}
.funnel-v3 .funnel-step.step-enter-fwd{animation-name:lpfStepInFwd}
.funnel-v3 .funnel-step.step-enter-back{animation-name:lpfStepInBack}
@keyframes lpfStepInFwd{from{opacity:0;transform:translateX(14px)}to{opacity:1;transform:translateX(0)}}
@keyframes lpfStepInBack{from{opacity:0;transform:translateX(-14px)}to{opacity:1;transform:translateX(0)}}
@media(prefers-reduced-motion:reduce){.funnel-v3 .funnel-step.step-enter{animation:none}}


/* v3.8 — Boberdoo matches / source selection */
.matches-shell{max-width:1180px;margin:0 auto;padding:46px 20px 72px}
.matches-card{background:#fff;border:1px solid #dce5ef;border-radius:20px;box-shadow:0 18px 50px rgba(8,42,85,.09);overflow:hidden}
.matches-top{padding:28px 34px 18px}
.matches-top h1{margin:0 0 8px;color:#172839;font-size:clamp(30px,4vw,44px);letter-spacing:-1px}
.matches-top p{margin:0;color:#65798c}
.matches-progress{height:9px;background:#e9edf2}
.matches-progress span{display:block;width:100%;height:100%;background:linear-gradient(90deg,#1677c8,#49b52f)}
.matches-body{padding:36px 34px 42px;background:#f8fafc}
.match-option{display:grid;grid-template-columns:150px 1fr 260px;gap:22px;align-items:center;background:#fff;border:1px solid #d7e0e8;border-radius:12px;padding:20px;box-shadow:0 4px 14px rgba(15,45,75,.08)}
.match-mark{height:94px;border-radius:10px;background:#e8f4fb;display:flex;align-items:center;justify-content:center;font-size:42px}
.match-copy h2{font-size:21px;margin:0 0 8px;color:#225b8e}.match-copy p{margin:4px 0;color:#52677e;line-height:1.45}.match-copy .matched-domain{font-size:13px;color:#7a8a99}
.match-action .btn{width:100%;text-align:center;box-sizing:border-box;background:#49b52f}
.match-empty{text-align:center;background:#fff;border:1px solid #d7e0e8;border-radius:12px;padding:42px 26px}.match-empty h2{margin:0 0 10px;color:#172839}.match-empty p{max-width:650px;margin:0 auto 22px;color:#63788a}
.matches-note{font-size:12px;color:#7b8895;text-align:center;margin:20px auto 0;max-width:780px;line-height:1.55}
@media(max-width:800px){.match-option{grid-template-columns:100px 1fr}.match-action{grid-column:1/-1}.matches-body,.matches-top{padding-left:18px;padding-right:18px}}
@media(max-width:560px){.matches-shell{padding:22px 12px 48px}.match-option{grid-template-columns:1fr;text-align:center}.match-mark{max-width:120px;width:100%;margin:0 auto}.match-action{grid-column:auto}}
/* v3.9 — cleaner marketplace-style provider results */
.matches-page{background:#f4f7fa}.matches-page .matches-shell{max-width:1240px;padding-top:34px}.matches-page .matches-card{border-radius:14px;border-top:8px solid #173d61}.matches-page .matches-top{padding:28px 32px 20px}.matches-page .matches-top h1{font-size:clamp(28px,3.4vw,40px);letter-spacing:-.7px}.matches-page .matches-progress{height:10px;margin:0 32px;background:#e5e9ee;border-radius:99px;overflow:hidden}.matches-page .matches-progress span{background:#2f83e8}.matches-page .matches-body{padding:32px;background:#f6f8fa}.match-list{display:grid;gap:18px}.matches-page .match-option{grid-template-columns:165px minmax(0,1fr) 250px;border-radius:4px;padding:0;gap:0;overflow:hidden;border:1px solid #d2d8de;box-shadow:0 3px 9px rgba(18,44,68,.12)}.matches-page .match-mark{height:100%;min-height:150px;border-radius:0;background:linear-gradient(145deg,#e8f5fb,#d8ecf5);font-size:48px}.matches-page .match-copy{padding:20px 24px}.matches-page .match-copy h2{margin:2px 0 7px;font-size:22px;color:#215f91}.match-label{text-transform:uppercase;font-size:11px;font-weight:800;letter-spacing:.8px;color:#6c7f90}.match-points{display:flex;flex-wrap:wrap;gap:5px 16px;margin-top:10px;color:#425c70;font-size:13px}.match-action{padding:22px;display:flex;flex-direction:column;justify-content:center;align-items:stretch;background:#fbfcfd}.matches-page .match-action .btn{background:#58b92f;border-radius:4px;font-size:16px;padding:14px 16px;box-shadow:0 2px 5px rgba(37,110,20,.25)}.match-action small{text-align:center;color:#7c8994;margin-top:8px;overflow-wrap:anywhere}@media(max-width:800px){.matches-page .matches-progress{margin:0 18px}.matches-page .match-option{grid-template-columns:105px 1fr}.matches-page .match-mark{min-height:125px}.matches-page .match-action{grid-column:1/-1;padding:16px 20px}.match-points{display:grid}.matches-page .matches-body{padding:22px 18px}}@media(max-width:560px){.matches-page .match-option{grid-template-columns:1fr}.matches-page .match-mark{min-height:86px}.matches-page .match-copy{padding:18px}.matches-page .match-action{grid-column:auto}.matches-page .matches-top{padding-left:18px;padding-right:18px}}

/* v4 Objective 1 — image-led insurance category cards */
.i-products{padding:72px 0 76px;background:#fff;border-bottom:1px solid #e5edf4}
.i-products-heading{text-align:center;max-width:720px;margin:0 auto 34px}
.i-products-heading>span{font-size:10px;font-weight:900;letter-spacing:.14em;color:#1268b3}
.i-products-heading h2{font-size:clamp(32px,3.5vw,46px);line-height:1.05;letter-spacing:-1.5px;color:#062b59;margin:8px 0 10px}
.i-products-heading p{margin:0;color:#64778a;line-height:1.6}
.i-product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;max-width:1140px;margin:auto}
.i-product-card{display:block;background:#fff;border:1px solid #dce6ee;border-radius:18px;overflow:hidden;box-shadow:0 12px 34px rgba(6,43,89,.07);transition:transform .2s ease,box-shadow .2s ease;border-bottom:4px solid #1268b3}
.i-product-card.home{border-bottom-color:#36a63a}.i-product-card.life{border-bottom-color:#7251b5}
.i-product-card:hover{transform:translateY(-4px);box-shadow:0 18px 44px rgba(6,43,89,.13)}
.i-product-photo{height:188px;overflow:hidden;background:#eaf1f6}
.i-product-photo img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.i-product-card:hover .i-product-photo img{transform:scale(1.025)}
.i-product-body{position:relative;padding:30px 28px 28px}
.i-product-icon{position:absolute;top:-27px;right:24px;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:#1268b3;color:#fff;border:4px solid #fff;box-shadow:0 7px 18px rgba(6,43,89,.18);font-size:22px;font-weight:900}
.i-product-card.home .i-product-icon{background:#36a63a}.i-product-card.life .i-product-icon{background:#7251b5}
.i-product-body small{font-size:10px;font-weight:900;letter-spacing:.11em;color:#1268b3}
.i-product-card.home small{color:#288b2c}.i-product-card.life small{color:#7251b5}
.i-product-body h3{font-size:23px;line-height:1.16;color:#062b59;margin:10px 0 9px;letter-spacing:-.4px}
.i-product-body p{font-size:12.5px;line-height:1.6;color:#65798b;margin:0 0 20px}
.i-product-body strong{font-size:12px;color:#1268b3}.i-product-card.home strong{color:#288b2c}.i-product-card.life strong{color:#7251b5}
.i-product-body strong span{display:inline-block;margin-left:3px;transition:transform .2s ease}.i-product-card:hover strong span{transform:translateX(3px)}
@media(max-width:760px){.i-products{padding:50px 0 54px}.i-product-grid{grid-template-columns:1fr;gap:18px}.i-product-photo{height:210px}.i-product-body{padding:28px 23px 24px}.i-products-heading{margin-bottom:27px}}

/* v4.1 Objective 2 — marketplace journey */
.i-how{background:linear-gradient(180deg,#fff 0%,#f8fbfe 100%)}
.i-journey{position:relative;gap:24px}
.i-journey:before{content:"";position:absolute;left:16.5%;right:16.5%;top:47px;border-top:2px dashed #c9d9e8;z-index:0}
.i-journey article{position:relative;background:#fff;padding:30px 28px 28px;box-shadow:0 12px 34px rgba(6,43,89,.055);z-index:1}
.i-journey i{width:42px;height:42px;background:#1268b3;color:#fff;box-shadow:0 0 0 7px #eef7ff;margin-bottom:20px}
.i-journey article:nth-child(2) i{background:#36a63a;box-shadow:0 0 0 7px #edf8ee}
.i-journey article:nth-child(3) i{background:#062b59;box-shadow:0 0 0 7px #edf1f5}
.i-step-label{font-size:9px;font-weight:900;letter-spacing:.13em;color:#7c91a4;margin-top:3px}
.i-journey h3{margin:8px 0 9px;font-size:20px}
.i-journey p{font-size:13px;line-height:1.62}
.i-how-note{max-width:920px;margin:24px auto 0;padding:14px 18px;border-radius:10px;background:#eef6fc;color:#60778b;text-align:center;font-size:11px;line-height:1.55}
.i-how-note strong{color:#062b59}
@media(max-width:760px){.i-journey:before{display:none}.i-journey article{padding:25px}.i-how-note{text-align:left}}

/* v4.2 Objective 3: consolidated trust/value section */
.i-trust{padding:68px 0;background:#062b59;color:#fff}.i-trust-intro{text-align:center;max-width:760px;margin:0 auto 34px}.i-trust-intro>span{font-size:10px;font-weight:900;letter-spacing:.14em;color:#8fc7ff}.i-trust-intro h2{font-size:clamp(32px,4vw,46px);line-height:1.05;letter-spacing:-1.6px;margin:8px 0 12px}.i-trust-intro p{color:#c5d6e5;line-height:1.6;margin:0}.i-trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.i-trust-grid article{display:flex;gap:15px;padding:23px;border:1px solid rgba(255,255,255,.14);border-radius:14px;background:rgba(255,255,255,.045)}.i-trust-icon{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;flex:none;background:#fff;color:#1268b3;font-weight:900;font-size:16px}.i-trust-grid h3{font-size:16px;margin:1px 0 6px;color:#fff}.i-trust-grid p{font-size:11.5px;line-height:1.55;color:#c5d6e5;margin:0}.i-trust-foot{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:24px;padding-top:21px;border-top:1px solid rgba(255,255,255,.14);font-size:11px;color:#c5d6e5}.i-trust-foot a{color:#fff;font-weight:900}.i-trust-foot a:hover{text-decoration:underline}@media(max-width:760px){.i-trust{padding:52px 0}.i-trust-grid{grid-template-columns:1fr}.i-trust-foot{align-items:flex-start;flex-direction:column;gap:8px}}

/* LPF v4.3 — Objective 4: editorial/resources authority */
.i-editorial{padding:82px 0;background:linear-gradient(180deg,#f5f9fd 0%,#eef5fa 100%);border-top:1px solid #e4edf4;border-bottom:1px solid #e0eaf2}.i-editorial-head{display:flex;justify-content:space-between;gap:40px;align-items:flex-end;margin-bottom:34px}.i-editorial-head>div{max-width:760px}.i-editorial-head span{font-size:10px;font-weight:900;letter-spacing:.14em;color:#1268b3}.i-editorial-head h2{font-size:clamp(34px,4vw,49px);line-height:1.05;letter-spacing:-1.7px;color:#062b59;margin:8px 0 11px}.i-editorial-head p{color:#64778a;line-height:1.6;margin:0}.i-editorial-head>a{white-space:nowrap;color:#1268b3;font-size:12px;font-weight:900;margin-bottom:5px}.i-editorial-grid{display:grid;grid-template-columns:1.35fr .9fr;gap:22px}.i-feature-story,.i-story-stack a{background:#fff;border:1px solid #dce7ef;border-radius:18px;overflow:hidden;box-shadow:0 10px 30px rgba(6,43,89,.045);transition:transform .18s ease,box-shadow .18s ease}.i-feature-story:hover,.i-story-stack a:hover{transform:translateY(-2px);box-shadow:0 16px 38px rgba(6,43,89,.08)}.i-feature-story{display:grid;grid-template-rows:255px auto}.i-story-visual{padding:30px;display:flex;flex-direction:column;justify-content:flex-end;position:relative;overflow:hidden}.i-story-auto{background:linear-gradient(135deg,#062b59 0%,#0b5fa7 60%,#1681c8 100%)}.i-story-auto:before{content:'AUTO';position:absolute;right:-10px;top:5px;font-size:120px;line-height:1;font-weight:900;letter-spacing:-8px;color:rgba(255,255,255,.06)}.i-story-visual span{font-size:10px;font-weight:900;letter-spacing:.13em;color:#9fd3ff;position:relative}.i-story-visual b{font-size:29px;line-height:1.08;letter-spacing:-.8px;color:#fff;max-width:470px;margin-top:8px;position:relative}.i-story-copy{padding:29px 31px 31px}.i-story-copy small,.i-story-stack small{font-size:9.5px;font-weight:900;letter-spacing:.1em;color:#1268b3}.i-story-copy h3{font-size:26px;line-height:1.15;color:#062b59;margin:9px 0}.i-story-copy p,.i-story-stack p{color:#687b8e;font-size:12px;line-height:1.58;margin:0 0 15px}.i-story-copy strong,.i-story-stack strong{font-size:11px;color:#1268b3}.i-story-stack{display:grid;gap:14px}.i-story-stack a{padding:24px 25px}.i-story-stack h3{font-size:19px;line-height:1.2;color:#062b59;margin:8px 0 7px}.i-editorial-foot{display:flex;justify-content:space-between;align-items:center;gap:25px;border-top:1px solid #d9e5ee;margin-top:30px;padding-top:22px;color:#6a7c8e;font-size:10.5px;line-height:1.5}.i-editorial-foot b{color:#39536b}.i-editorial-foot a{color:#1268b3;font-weight:900;white-space:nowrap}@media(max-width:850px){.i-editorial-head{display:block}.i-editorial-head>a{display:inline-block;margin-top:16px}.i-editorial-grid{grid-template-columns:1fr}.i-feature-story{grid-template-rows:210px auto}.i-story-stack{grid-template-columns:1fr 1fr}.i-story-stack a:last-child{grid-column:1/-1}}@media(max-width:600px){.i-editorial{padding:55px 0}.i-story-stack{grid-template-columns:1fr}.i-story-stack a:last-child{grid-column:auto}.i-story-visual{padding:23px}.i-story-visual b{font-size:25px}.i-story-copy{padding:24px}.i-editorial-foot{display:block}.i-editorial-foot a{display:inline-block;margin-top:12px}}

/* LPF v4.4 Objective 5: stronger final conversion section */
.i-final-v44{padding:74px 0;background:linear-gradient(135deg,#062b59 0%,#0b4d8d 100%);color:#fff;overflow:hidden}.i-final-v44 .i-final-shell{display:grid;grid-template-columns:minmax(0,1fr) minmax(380px,.78fr);gap:58px;align-items:center}.i-final-v44 .i-final-kicker{font-size:10px;font-weight:900;letter-spacing:.14em;color:#9ed0ff}.i-final-v44 h2{font-size:clamp(38px,4.5vw,55px);line-height:1.03;letter-spacing:-2px;margin:9px 0 14px;color:#fff}.i-final-v44 .i-final-copy>p{font-size:16px;line-height:1.6;color:#d5e5f3;max-width:650px;margin:0 0 24px}.i-final-points{display:flex;gap:22px;flex-wrap:wrap;font-size:11px;font-weight:800;color:#e9f4fc}.i-final-points span:before{content:'✓';color:#68d46b;margin-right:7px}.i-final-card{background:#fff;border-radius:18px;padding:24px;box-shadow:0 22px 55px rgba(0,0,0,.2);color:#062b59}.i-final-card h3{font-size:18px;margin:0 0 14px}.i-final-types{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:12px}.i-final-type{border:1px solid #d8e3ec;background:#fff;border-radius:10px;padding:12px 6px;text-align:center;cursor:pointer;color:#50677b;font:inherit;font-size:11px;font-weight:800}.i-final-type b{display:block;font-size:20px;margin-bottom:3px}.i-final-type.active,.i-final-type:hover{border-color:#1268b3;background:#eef7ff;color:#062b59;box-shadow:inset 0 0 0 1px #1268b3}.i-final-form{display:grid;grid-template-columns:1fr;gap:9px}.i-final-form input{border:1px solid #cad9e5;border-radius:9px;padding:14px 15px;font-size:16px;width:100%;box-sizing:border-box}.i-final-form button{border:0;border-radius:9px;background:#36a63a;color:#fff;font-weight:900;padding:15px 18px;cursor:pointer}.i-final-error{display:none;color:#9a2d2d;font-size:11px;font-weight:800;margin-top:8px}.i-final-note{font-size:10px;line-height:1.5;color:#748596;margin:10px 0 0}.i-final-v44 .i-final-back{display:inline-block;color:#b8daf6;font-size:11px;font-weight:800;margin-top:18px}
@media(max-width:860px){.i-final-v44 .i-final-shell{grid-template-columns:1fr;gap:32px}.i-final-v44{padding:58px 0}.i-final-card{max-width:620px}}
@media(max-width:480px){.i-final-v44 h2{font-size:38px;letter-spacing:-1.4px}.i-final-card{padding:17px}.i-final-points{gap:9px 14px}}

/* LPF v4.5 Objective 6 — unified funnel polish */
.funnel-page-v3{background:#f5f8fc}
.funnel-site-header .nav{min-height:72px}
.funnel-v3-card{box-shadow:0 18px 55px rgba(16,45,82,.10);border:1px solid #e3eaf3}
.progress-track{height:7px;background:#e8eef6}
.progress-bar{border-radius:999px}
.progress-meta{padding-top:12px}
.step-kicker{text-transform:uppercase;letter-spacing:.08em;font-weight:800;font-size:.76rem}
.funnel-step h1,.funnel-step h2{max-width:680px;margin-left:auto;margin-right:auto}
.guide-bubble{max-width:650px;margin-left:auto;margin-right:auto}
.choice{min-height:62px;border-radius:14px;transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease}
.choice:hover{transform:translateY(-1px);box-shadow:0 8px 22px rgba(18,65,118,.08)}
.funnel-fields input,.funnel-fields select,.single-input input,.conditional-box input,.conditional-box select{border-radius:12px}
.funnel-actions .btn{min-width:150px}
.final-consent{border-radius:14px}
.security-line{font-size:.82rem;opacity:.78}
@media(max-width:640px){.funnel-site-header .nav{min-height:62px}.funnel-time{display:none}.funnel-v3-card{border-radius:18px}.funnel-body{padding-left:20px!important;padding-right:20px!important}.funnel-actions{gap:10px}.funnel-actions .btn{min-width:0;flex:1}.choice{min-height:58px}}

/* v4.5 Objective 7 — category image/icon overlap cleanup */
.i-product-photo{position:relative;z-index:1}
.i-product-body{position:relative;z-index:2;padding-top:42px}
.i-product-icon{top:-30px;right:24px;z-index:3;width:58px;height:58px;border-width:5px;box-shadow:0 8px 20px rgba(6,43,89,.16)}
.i-product-photo img{display:block}
@media(max-width:760px){.i-product-body{padding-top:40px}.i-product-icon{top:-29px;right:20px}}

/* Objective 7 revision: clean category-card image/icon transition */
.i-product-photo{
  position:relative;
  z-index:1;
  height:205px;
  overflow:hidden;
  border-bottom:1px solid #e5edf4;
}
.i-product-photo img{
  display:block;
  width:100%;
  height:100%;
  object-fit:cover;
}
.i-product-body{
  position:relative;
  z-index:2;
  padding:46px 28px 30px;
}
.i-product-icon{
  position:absolute;
  top:-32px;
  left:50%;
  right:auto;
  transform:translateX(-50%);
  z-index:3;
  width:58px;
  height:58px;
  border-radius:50%;
  display:grid;
  place-items:center;
  border:5px solid #fff;
  box-shadow:0 8px 20px rgba(6,43,89,.16);
}
.i-product-card:hover .i-product-icon{
  transform:translateX(-50%);
}
@media(max-width:760px){
  .i-product-photo{height:215px}
  .i-product-body{padding:45px 23px 26px}
  .i-product-icon{top:-32px;left:50%;right:auto}
}


/* Objective 7 FINAL FIX — source images no longer contain baked-in icon fragments */
.i-product-photo{
  height:205px;
  overflow:hidden;
  border-bottom:1px solid #e5edf4;
}
.i-product-photo img{
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center center;
}
.i-product-body{
  padding-top:46px;
}
.i-product-icon{
  top:-32px;
  left:50%;
  right:auto;
  transform:translateX(-50%);
}
.i-product-card:hover .i-product-icon{
  transform:translateX(-50%);
}

@media(max-width:700px){.brand{width:255px;max-width:72vw}.site-header .brand img{max-height:58px}}


/* =========================================================
   LPF v7.1 — PERSONAL SUNSET HERO
   Homepage hero only. No other sections/funnels are changed.
   ========================================================= */
.lpf22.v71-personal-hero .ihero{
  position:relative;
  padding:0;
  min-height:650px;
  background:
    linear-gradient(90deg,
      rgba(242,248,253,.94) 0%,
      rgba(242,248,253,.88) 24%,
      rgba(242,248,253,.58) 43%,
      rgba(242,248,253,.14) 61%,
      rgba(242,248,253,0) 76%),
    url('../img/lpf-v7.1-personal-sunset-hero-v781.webp?v=7.9.3') center 54% / cover no-repeat;
  overflow:hidden;
}
.lpf22.v71-personal-hero .ihero:after{
  content:"";
  position:absolute;
  inset:auto 0 0 0;
  height:90px;
  pointer-events:none;
  background:linear-gradient(180deg,rgba(255,255,255,0),rgba(255,255,255,.12));
}
.lpf22.v71-personal-hero .ihero-inner{
  position:relative;
  z-index:1;
  display:block;
  min-height:650px;
  padding-top:62px;
  padding-bottom:48px;
}
.lpf22.v71-personal-hero .ihero-copy{
  width:min(720px,52vw);
  max-width:720px;
}
.lpf22.v71-personal-hero .i-kicker{
  font-size:12px;
  color:#2474df;
}
.lpf22.v71-personal-hero .ihero h1{
  max-width:700px;
  font-size:clamp(54px,4.9vw,78px);
  line-height:.98;
  margin-top:14px;
  text-shadow:0 1px 0 rgba(255,255,255,.22);
}
.lpf22.v71-personal-hero .i-sub{
  max-width:610px;
  color:#435c73;
  font-size:18px;
}
.lpf22.v71-personal-hero .i-compare-card{
  max-width:690px;
  background:rgba(255,255,255,.97);
  box-shadow:0 22px 58px rgba(6,43,89,.18);
  backdrop-filter:blur(2px);
  -webkit-backdrop-filter:blur(2px);
}
.lpf22.v71-personal-hero .i-disclaimer{
  max-width:650px;
  color:#41566a;
  font-weight:600;
  text-shadow:0 1px 1px rgba(255,255,255,.55);
}
.lpf22.v71-personal-hero .ihero-photo{
  display:none !important;
}

@media (max-width:1000px){
  .lpf22.v71-personal-hero .ihero{
    min-height:auto;
    background:
      linear-gradient(180deg,
        rgba(242,248,253,.96) 0%,
        rgba(242,248,253,.90) 40%,
        rgba(242,248,253,.66) 67%,
        rgba(242,248,253,.34) 100%),
      url('../img/lpf-v7.1-personal-sunset-hero-v781.webp?v=7.9.3') 62% 50% / cover no-repeat;
  }
  .lpf22.v71-personal-hero .ihero-inner{
    min-height:auto;
    padding-top:46px;
    padding-bottom:46px;
  }
  .lpf22.v71-personal-hero .ihero-copy{
    width:100%;
    max-width:720px;
  }
}
@media (max-width:760px){
  .lpf22.v71-personal-hero .ihero{
    background:
      linear-gradient(180deg,
        rgba(248,251,255,.98) 0%,
        rgba(248,251,255,.94) 58%,
        rgba(248,251,255,.76) 100%),
      url('../img/lpf-v7.1-personal-sunset-hero-v781.webp?v=7.9.3') 62% 50% / cover no-repeat;
  }
  .lpf22.v71-personal-hero .ihero-inner{
    padding-top:34px;
    padding-bottom:38px;
  }
  .lpf22.v71-personal-hero .ihero h1{
    font-size:46px;
  }
  .lpf22.v71-personal-hero .i-sub{
    font-size:16px;
  }
}