What does bundling mean?
Bundling generally means purchasing more than one type of insurance—commonly auto and homeowners—from the same insurer or insurance group.
Potential multi-policy discounts
Some insurers offer discounts when eligible customers place multiple policies with them. Discount availability and size vary, and a discount does not automatically mean the combined price is the lowest available.
Compare the total, not the percentage
A larger advertised discount can still produce a higher total premium. Compare the final cost of both policies and make sure coverage, limits and deductibles are appropriate.
Convenience can have value
One insurer, account or agent can simplify billing and policy management. That convenience may matter even when the price difference is small.
When separate insurers may make sense
Different insurers may be more competitive for different risks. It can be useful to compare the bundled total against the cost of placing the policies separately.
Prepared by the LowestPriceFinder Editorial Team using consumer guidance from insurance regulators and the NAIC. See our Editorial Standards & Research Policy.
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