Location Guides
Insurance by state
Insurance requirements and policy structures vary across the country. Start with one of our detailed state guides.
Featured state guides
Each guide covers current auto insurance minimums, important state-specific differences, coverage considerations and practical comparison tips.
California30/60/15 • Read guide →Texas30/60/25 • Read guide →Florida$10k PIP + $10k PDL • Read guide →New York25/50 BI + 10 PD • Read guide →Ohio25/50/25 • Read guide →Georgia25/50/25 • Read guide →Pennsylvania15/30/5 + $5k medical • Read guide →Illinois25/50/20 • Read guide →MichiganNo-fault policy required • Read guide →North Carolina50/100/50 • Read guide →
Important: State guides are educational and are not legal advice. Requirements can change, and different rules may apply to commercial vehicles, high-risk filings, rideshare use, prior violations and other special circumstances.
Research & transparency: See our Editorial Standards & Research Policy for how we research, review and disclose insurance content.